One-Time Passwords (OTP): Securing Logins and Transactions

A one-time password is an essential layer of protection. Learn how to deliver OTPs securely and fast across multiple channels.

A one-time password (OTP) is a temporary code sent to a user to verify their identity at login or when completing a sensitive transaction — a cornerstone of two-factor authentication (2FA).

Multiple Channels for Resilience

Send the code over SMS, WhatsApp, or a voice call, with automatic failover to an alternate channel if it doesn’t arrive within seconds.

Security Built on Best Practices

Keep the code short-lived, limit attempts, and never reuse codes — to protect your customers’ accounts from fraud.

Fast Integration

With the Gateway Verify API, you can generate and validate codes without building complex logic on your side.

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